The best way to save for your child’s higher education is with a state 529 college plan. Research your state to see what your options and fees are in relation to a 529 plan. If this is not for you, open a Coverdell IRA for your child. Visit www.theentrustgroup.com for contribution limits and more information on this valuable savings tool. Your child will thank you!

Looking to create a record of all of your valuables? Walk around your home and use your digital camera. Take close up pictures of your jewelry, artwork, and other valuables. If disaster strikes, this proof of what you own will speed your claim and help you get a better settlement. Keep copies of photos in your safe deposit box or elsewhere outside the home. You just never know!