Archive for October, 2008

7 Secrets to a Happy Life

Tuesday, October 14th, 2008

1. Count your blessings!
2. Like an apple a day, do a good deed for someone today.
3. Express gratitude.
4. Make the right connections, surround yourself with positive people!
5. Always try to look on the bright side of life
6. Find meaning in your work and finally,
7. Do what you love…the rest will follow!

Get Your Business BuzZen

Monday, October 13th, 2008

I was made of aware of this FREE teleseminar that takes place tomorrow, October 14 and thought I’d pass along to my readers.

Get Your Business BuzZen
presented by Jody England and Donna Fleetwood
http://hive.buzzen.us/members/buzzen/adminpages/GYBBTeleseminar
“We’re tired of hearing all the gloom and doom about how bad the ecomony is, what the recession is doing to business, and the ‘woe is me’ sentiment that is getting press all over the place. It’s time to slide back in the driver’s seat and realize that WE control our destinies. Join Jody and Donna on this FREE one-time call that will transform the way you think about your business forever…”

Got an Idea for a New Business? Read On…

Monday, October 13th, 2008

Many of us have the dream of business ownership. It sounds great, you’re the boss! No more taking orders from others, you are in charge. But being a business owner is not for everyone. There are many reasons business ownership may not be right for you, though with the right idea and the persistence and strong will, having a business goes a long way to making your financial dreams come true.

Ask yourself these soul searching questions before you start a business:

1. Do I really want to be my own boss? You may think, “What a dumb question!” Being the boss means being the president, vice president, secretary, treasurer, as well as finding a way to bring in business, make payroll and more! Are you up for this type of responsibility? It’s up to you to develop projects, follow up and be responsible.

I have a sister Monica who is a gifted health care specialist. She makes a good living, but has to put up with a lot of politics at the organization where she works. Several times we explored the possibility of Monica becoming a consultant and utilizing her skill sets to consult to several organizations. When push came to shove, she wanted the stable paycheck over having to go out and drum up business.

2. Do I enjoy a regimented schedule? Having your own business could mean working 60 hours or more a week just to keep up. If you have many other commitments that are important to you, really identify how much time you would realistically have to devote to a start up business. Owning a business is a lot of hard work. Can you face 12 hour days 6 or 7 days a week?

3. How well do I get along with others? Being a business owner is also about people. As business owners, we need to develop relationships with a variety of people including customers, vendors, staff, bankers, lawyers, accountants, etc. How well do you deal with multiple personalities?

4. Can I handle a lot stress? Instant decisions are the norm with business ownership. Many times decisions are made under pressure of deadlines. Organizational and planning skills are a must in order for the business to succeed.

I am not talking about a part time business you can do on the side, such as web design. I am talking about a full fledged business something you feel passionate about where this is your sole source of revenue. It may be a good idea to try it on a part time basis to test the waters and gradually move into a full time venture.

3 Tips for Beating Neck, Back and Shoulder Pain

Friday, October 10th, 2008

Now you may wonder why would I write about neck, back and shoulder pain. Because when I get stressed, am overworked or sit for long periods of time, my back, neck and shoulders feel my pain. How about you?

If you are under a lot pressure with your business or career, try these 3 tips which could help you relax no matter where you are!

1. Pain. Put the pinch on pain! Take your left hand and reach over your head until your thumb and fingers cup over the back of your neck and pinch out that pain!

2. Tension. Stretch, when you are sitting at your desk try slowly rolling your neck, you can feel the release from the tension. When standing I stretch from side to side with my hands on my hips or I put my right arm over my left shoulder and stretch. Just doing this a couple of times a day takes the pressure off my back.

3. Stress. Vent your frustrations to a friend, meditate, have a hot cup of tea, put your iPod to your one of your favorite songs and sing.

All of these little tips will help you alleviate stress. We have enough pressures in our day to day lives. We must find a few minutes a day to release tension and improve our outlook and our health.

It’s All About the Numbers

Wednesday, October 8th, 2008

Are you one of the 71% of Baby Boomers not optimistic about their financial future; OR 56% of single Baby Boomers who are currently separated or divorced from their spouse and are worried about their financial future?

Depressing? Yes, but this does not have to be you. It is never too late to develop a financial plan to keep from having to start over. With an Entrust IRA you can self-direct your retirement account into alternative investments that make sense in today’s market that you choose and control.

As Baby Boomers we are use to total control! GO Green, Go Global, Go Local! www.theentrustgroup.com.

Convert Your Old IRA to a Roth

Tuesday, October 7th, 2008

There’s a lot to like about Roth IRAs, particularly this: when you pull your money out of a Roth in retirement, you will owe NO tax on it. Zero. That’s a great hedge against the growing risk that taxes will be higher in the future (think about the deficit and the trouble in the economy).

You can convert a regular IRA into a Roth if your income is $100K or less, and starting in 2010, the income restriction of $100K disappears! Yes, you will have to pay tax on the sum being converted. But, with proper planning, you can convert your IRA to a Roth in a year like this one where the markets are off and you may have experienced a loss.

Take a look at your financial picture. Is it where you want it to be? Take advantage of this option and grow your wealth in your retirement plan tax free! For more information or questions go to www.theentrustgroup.com.

10 Ways to Green Your Life

Monday, October 6th, 2008

1. Change a bulb. If every American family replaced just one incandescent light bulb with an energy-saving compact fluorescent one, CO2 emissions would drop by more then 90 billion pounds-the same as taking 7.5 million cars off the road.

2. Review your ride – consider carpooling to work, drive moderate speeds, and keep your vehicle tuned.

3. Bring your own – bag that is. The answer to paper or plastic is neither! Both gobble up natural resources and cause pollution. Get in the habit of bringing your own cloth bags to shop.

4. Keep adapters for cell phones and iPods unplugged when not in use. Adapters that come with rechargeable electronics keep drawing energy even when the electronics are charged.

5. Don’t waste water. Fix leaky faucets, time your showers to fewer than 5 minutes which saves up to 1000 gallons of water per month, and only operating washers and dishwashers when you have a full load will go a long way to saving water.

6. Buy recycled and save trees!

7. Reuse when you can. Buy a metal water bottle and bring it with you everywhere. Buy rechargeable batteries and a charger; and use containers for food storage in place of disposable bags.

8. Buy organic. Organic foods have no pesticides and less pollution was created in the transport of those foods to your grocery store or farmers market.

9. Bio clean. Choose biodegradable cleaners that don’t contain harmful chemicals…

10. Recycle Everything!

The Shopper’s Guide to Pesticide in Produce

Friday, October 3rd, 2008

I recently went to my doctor for a checkup. She suggested I try to incorporate more fruits and vegetables in my diet and preferably choose organic produce which is pesticide free. There is a growing consensus in the scientific community that even small doses of pesticides can be toxic. Even washing and rinsing fresh produce does not eliminate pesticides.

Now, if you are like me, you probably never realized the difference or did not want to spend the money on organic. I spent some time researching this and apparently there is truth to the fact that pesticides can be harmful. I thought I would share this with those of you who may have thought, like me, that organic wasn’t worth it. Well it is! Stay healthy and keep you family healthy too!

Dealing with Difficult Conversations

Wednesday, October 1st, 2008

As professionals or business owners, at times we are forced to deal with difficult people. I just finished a great book titled: Crucial Conversations which discusses how to deal with difficul conversations successfully. Here are some tips I would like to pass on to you, the successful business woman, to hopefully help turn negative energy conversations into more productive, positive ones.

1. Understand the issue to be discussed before the conversation.
2. Examine your personal motivation behind why you need to have the conversation.
3. Focus on resolving the issue.
4. Avoid blame
5. Remember that people own their feelings. Validate their feelings during the conversation.

When all is said and done, you are the boss, but you will get further along with your staff and others when you have mutually beneficial crucial conversations that provide a positive outcome.


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